Category: Hurricane

November 7th, 2018 by newbernpostadmin

Here are some SBA numbers for the State and local area:

Statewide

• FEMA Referrals: 98,665

• Dollars Approved: $267,658,400

• Over 90 percent of approved loans were awarded to homeowners and renters

Carteret County

• FEMA Referrals: 7,809

• Dollars Approved: $29,090,400

Craven County

• FEMA Referrals : 8,543

• Dollars Approved: $46,745,800

Jones County

• FEMA Referrals: 1,361

• Dollars Approved: $11,476,300

Lenoir County

• FEMA Referrals: 982

• Dollars Approved: $1,732,100

Onslow County

• FEMA Referrals: 15,746

• Dollars Approved: $31,224,800

Pamlico County

• FEMA Referrals; 1,193

• Dollars Approved: $5,551,900

Here is the list of disaster recovery centers that are operating:

• Craven County

Old Rite-Aid Building

710 Degraffenreid Avenue

New Bern

Rue 21 Clothing Store

537 Hwy 70 West, Suite 103

Havelock

• Jones County

County Civic Center

794 Highway 58 South

Trenton

• Pamlico County

Grantsboro Town Hall

10628 NC Hwy 55E

Grantsboro

• The Small Business Administration (SBA) offers low-interest, long-term federal disaster loans for businesses of all sizes, non-profits, homeowners,  and renters. Those had property damage from Hurricane Florence and/or Michael should first register with FEMA. If referred to SBA by FEMA, it is important to complete a disaster loan application. Completing the disaster loan application is an important part of the disaster recovery process.

• Homeowners may apply for disaster loans up to $200,000 to repair damage to their primary residences. Homeowners and renters may apply for disaster loans up to $40,000 to repair or replace their personal belongings including the contents of their homes and cars. The interest rate for homeowners is as low as 2.0% with terms up to 30 years.

• Businesses may apply for disaster loans up to $2 million to repair or replace business assets such as buildings, inventory, and supplies. Businesses may also apply for working capital to help pay the bills they would have been able to pay if the hurricane had not happened.

• Do not wait on an insurance settlement before submitting a SBA loan application. Applicants can begin the recovery immediately with a low-interest SBA disaster loan. The loan balance will be reduced by your insurance settlement if you receive one. SBA loans may be available for disaster-related car repairs, clothing, household items and other expenses.

There are three ways to apply:

1 Online at disasterloan.sba.gov

2 In person at a disaster recovery center

3 By phone, 800-659-2955

Posted in Hurricane, New Bern, SBA

November 7th, 2018 by newbernpostadmin

The U.S. Small Business Administration (SBA) is encouraging those affected by Hurricane Florence from Sept. 8 through Oct. 8, 2018 in North Carolina to submit their completed applications, even if they have not settled with their insurance company.

“Waiting to file an SBA application could cause unnecessary delays in receiving disaster assistance, and survivors may miss the application deadline. Returning the loan application is an essential part of the disaster recovery process,” said Kem Fleming, director of SBA Field Operations Center East.

If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan.

Physical disaster loans are available to businesses of all sizes, non-profit organizations, homeowners and renters to repair or replace disaster-damaged property, including contents and automobiles. Economic Injury Disaster Loans are available for small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes having difficulties meeting operating expenses because of the disaster.

Interest rates are as low as 3.675 percent for businesses, 2.5 percent for non-profit organizations and 2 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.

To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.gov or download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362.

Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at DisasterLoan.sba.gov.

Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an email to disastercustomerservice@sba.gov. Completed applications should be returned to a center or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155. For more information about SBA recovery assistance, visit www.sba.gov.

The SBA has extended the deadline to apply for physical disaster damages in North Carolina. Businesses and individuals with physical damages caused by Hurricane Florence on Sept. 7 – 29, 2018, should apply for SBA low-interest disaster loans before the Dec. 13, 2018 deadline.

Posted in FEMA, Hurricane, New Bern, SBA

November 7th, 2018 by newbernpostadmin

The U.S. Small Business Administration (SBA) has extended the deadline to apply for physical disaster damages in North Carolina. Businesses and individuals with physical damages caused by Hurricane Florence on Sept. 7 – 29, 2018, should apply for SBA low-interest disaster loans before the Dec. 13,

The disaster declaration covers the North Carolina counties of Anson, Beaufort, Bladen, Brunswick, Carteret, Chatham, Columbus, Craven, Cumberland, Duplin, Durham, Greene, Guilford, Harnett, Hoke, Hyde, Johnston, Jones, Lee, Lenoir, Moore, New Hanover, Onslow, Orange, Pamlico, Pender, Pitt, Richmond, Robeson, Sampson, Scotland, Union, Wayne and Wilson; for economic injury only in the contiguous North Carolina counties of Alamance, Cabarrus, Caswell, Dare, Davidson, Edgecombe, Forsyth, Franklin, Granville, Martin, Mecklenburg, Montgomery, Nash, Person, Randolph, Rockingham, Stanly, Stokes, Tyrrell, Wake and Washington; and the contiguous South Carolina counties of Chesterfield, Dillon, Horry, Lancaster and Marlboro.

SBA disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters to cover uninsured losses from the disaster. Interest rates are as low as 3.675 percent for businesses, 2.5 percent for private nonprofit organizations, and 2.0 percent for homeowners and renters. Loan terms can be up to 30 years.

Economic injury disaster loans are also available to provide disaster related working capital to small businesses and most private nonprofit organizations. These working capital loans may be used to pay fixed debts, payroll, accounts payable, and other bills that could have been paid had the disaster not occurred.

Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at DisasterLoan.sba.gov.

To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.gov or download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362.

Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to disastercustomerservice@sba.gov.

The filing deadline to return applications for physical property damage is Dec. 13, 2018. The deadline to return economic injury applications is June 14, 2019.

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.

Posted in Craven County, Economy and Employment, FEMA, Housing, Hurricane, New Bern, SBA

November 7th, 2018 by newbernpostadmin

Survivors of Hurricane Florence who apply for disaster assistance from FEMA may be contacted by the U.S. Small Business Administration with information on how to apply for a disaster loan.

SBA offers low-interest disaster loans to businesses of all sizes, private nonprofit organizations, homeowners and renters. Next to insurance, SBA low-interest disaster loans are the primary source of funds for real estate property repairs and replacing contents destroyed during Hurricane Florence.

Homeowners may borrow up to $200,000 from SBA to repair or replace their primary residence. Homeowners and renters may borrow up to $40,000 to repair or replace personal property. Businesses may borrow up to $2 million for any combination of property damage or economic injury.

There’s no obligation to accept a disaster loan, but survivors may miss out on the largest source of federal disaster recovery funds if they don’t submit an application.

These disaster loans cover losses not fully compensated by insurance or other resources. Survivors should not wait for an insurance settlement before submitting an SBA loan application. They may discover they were underinsured for the labor and materials required to repair or replace their home. An SBA low-interest disaster loan can cover the gap.

If survivors have not settled with their insurance agency, SBA can make them a loan for the full amount of their losses. They can then use their insurance proceeds to reduce or pay off the SBA loan.

By law, both FEMA and SBA cannot duplicate benefits of other agencies or organizations.

If applicants don’t qualify for a loan, SBA will refer them back to FEMA and they could be considered for other FEMA grants under Other Needs Assistance.

Examples of Other Needs Assistance that do not depend on completing the SBA application include:

  • Disaster-related medical and dental expenses.
  • Disaster-related funeral and burial expenses.
  • Increased cost of child-care expenses.
  • Miscellaneous items, such as smoke detectors and weather radios.
  • Other serious disaster-related needs not covered by insurance or other sources.

Some types of ONA that do require an SBA loan application include:

  • Personal property replacement.
  • Moving and storage fees.
  • Financial help with disaster-caused vehicle repair or replacement expenses.

In planning their recovery, survivors should give themselves the widest possible set of options. Submitting the application makes it possible to be considered for additional grants, and if they qualify for a loan they will have that resource available if they choose to use it.

Information about low-interest SBA disaster loans, application forms, and where to get help with an application are available online at SBA.gov/disaster. Survivors may also call 800-659- 2955 or 800-877-8339 (TTY) or email DisasterCustomerService@sba.gov. Applicants may Apply Online for Disaster Loan Assistance, or at any disaster recovery center.

The centers serve as one-stop shops for survivors who need one-on-one help. Survivors can visit any center for assistance. To find center locations and current hours, download the FEMA mobile app in English, the FEMA mobile app in Spanish, the ReadyNC app, or visit FEMA.gov/DRC. SBA has staff at all centers to provide one-on-one assistance to homeowners, renters and businesses of all sizes.

You can watch an online video in American Sign Language that explains the Reasons to Apply for an SBA Loan.

For more information on North Carolina’s recovery from Hurricane Florence, visit ncdps.gov/Florence and FEMA.gov/Disaster/4393. Follow us on Twitter: @NCEmergency and @FEMARegion4.

Posted in FEMA, Hurricane, New Bern, SBA

November 7th, 2018 by newbernpostadmin

The City of New Bern will resume certain utility fees that were suspended during hurricane Florence.

Due to the storm’s widespread impact across our area, the Board of Aldermen unanimously agreed in September to temporarily suspend late fees, delinquencies and shutoffs for nonpayment.  The Board also agreed to waive new deposits for current customers until mid-November.  These actions effectively extended the due date of unpaid bills until such time that the City could recover from the hurricane.

All past due amounts must be brought current by close of business on Friday, Dec. 7.  If customers are unable to get caught up or current, they are encouraged to visit the Utility Business Office (UBO) at 606 Fort Totten Drive and speak to a customer service representative about a special storm payment arrangement.

The UBO is open Monday through Friday from 8 a.m. to 5 p.m.  No appointment is necessary.  However, appointments are encouraged to reduce customer wait time.

These special storm payment arrangements will not count toward the four payment arrangements allowed each fiscal year under the City’s current business practices, but customers must remain current once the arrangement is made.

If the special storm payment arrangement is broken, the past due account balance must be paid in full.  Attached is a document reflecting our business practices in regards to deposits and payment arrangements.

Late fees, delinquent fees and shutoffs for nonpayment will resume after Dec. 7.  Deposit requirements will resume after Nov. 15.  Deposits caused by late and delinquent actions will resume after Dec. 7.

The reinstatement of fees comes more than 80 days after hurricane Florence ravaged New Bern and eastern North Carolina.

“The Board of Aldermen and management staff have carefully considered this resumption of fees after the storm,” said Mark Stephens, City Manager. “We remain sympathetic to the hardships faced by our residents and are implementing special storm payment arrangements to ease the burden on our customers.  We appreciate the community’s understanding during this recovery process.”

Utility staff are prepared to answer questions and assist customers with payment arrangements. As a reminder, customers have several options for paying City of New Bern utility bills: online at www.newbernnc.gov, at the Utility Business Office, and at Walmart stores in this area.

Posted in Board of Aldermen, Community issues, Hurricane, Infrastructure, New Bern, Utilities

October 30th, 2018 by newbernpostadmin

Homeowners who have been impacted by Hurricane Florence have a valid “Natural Disaster” hardship.

Due to this hardship, there may be viable relief options available to homeowners from their mortgage companies, but homeowners may have no idea what is available and how to accomplish securing mortgage relief.

A two hour presentation for homeowners with a mortgage loan will cover the following:

First Hour ​​(55 Minutes)

  • Introduction
  • What Constitutes Disaster? C. Who Is Covered?
  • What Can Be Done?

Second Hour ​​ (55 Minutes)

What Documents Are Needed?

Where to Send Financial Packages?

What Is The Process?

How Long Should It Take?

What If Things Go Wrong?

Closing

Attendees will receive additional resources via email. Both the morning and afternoon sessions are the exact same information.

The same event twice is offered twice:

Saturday, Nov. 3, Garber Methodist Church, 4201 Country Club Road, Trent Woods.

Morning Session 9:30 to 11:30 a.m. Check-in and seating beginning at 8:30 a.m.

Afternoon Session 1:30 to 3:30 p.m. – Check-in and seating beginning at 12:30 p.m.

Seating is Limited – Register via Eventbrite or call 252-474-8288

Homeowners with a mortgage who have damaged homes and/or are displaced from their homes may be eligible for mortgage relief.

● This will not help renters.

● This will not help homeowners who own their home outright.

● The focus is on primary & secondary residences. This will not be a session for owners of

investment properties who need mortgage relief on investment properties.

Homeowners who have had a loss and/or interruption in employment because of the hurricane may be eligible for mortgage relief.

● Employer experienced damage during the hurricane and may be closed for repairs and/or closed permanently.

● Agricultural loss of crop, harvest and/or livestock from the hurricane.

● Self employed and/or work from home and unable to work because of home damage.

Who do you know that needs mortgage relief?

● Up to one year with no mortgage payments

● No late fees

● No delinquencies reported to the credit bureaus

● The ability to negotiate how to catch up on payments without making a balloon payment.

Types of available assistance:

Moratorium​​: legal authorization to delay payment of money due or to suspend an activity.

This workout option is typically used for disaster.

Repayment​​: the most common relief is a repayment plan. This is a written agreement that allows the homeowner to bring the loan current within a given period of time by making scheduled payments toward the delinquent amount in addition to regular monthly payments.

Forbearance​​: the mortgage servicer, insurer and investor agree to delay foreclosure or other legal action in return for the homeowner’s promise to pay the debt by a specific date.

Modification​​: written agreement permanently changing one or more of the original terms of the mortgage note: type, rate, term or capitalize delinquency.

Julia Iden, Guest Speaker

Julia Iden is the founding partner of Advance Mortgage Education Incorporated.

She started working in the mortgage industry in 1987. Her career has mainly revolved around defaulted mortgages and helping limit the losses caused by default. She held positions as a claims auditor, loss mitigation negotiator, and corporate default manager for GE Mortgage Insurance Company. Prior to starting Advance Mortgage Education, Iden worked as the loss mitigation consultant for Federal Home Loan Mortgage Corporation, one of the largest mortgage investors in the country. She spent three years on-site in Washington Mutual’s loss mitigation department managing the Freddie Mac delinquent portfolio.

Posted in Housing, Hurricane, New Bern

October 30th, 2018 by newbernpostadmin

Girl Scouts from Washington State sent blankets and homemade cards for children in New Bern that were delivered to RCS and shared with the Coastal Women’s Shelter.

The blankets and cards were delivered Tuesday morning.

Posted in Hurricane

October 26th, 2018 by newbernpostadmin

A dental office out of Durham brought smiles this week to the residents of a Red Cross shelter operating in New Bern.

Christi Bintliff and Kim Dodson of Croasdaile Dental Arts delivered 6,000 comfort and cleaning items, along with 800 pounds of dog food, on Friday to the West New Bern Recreation Center for distribution to storm victims in Eastern North Carolina.

The American Red Cross is still sheltering more than 60 displaced Craven County residents at the rec Center more than a month after Hurricane Florence made landfall and caused significant flooding in the region.

Bintliff, the dental practice administrator, said they knew that the community would still have needs after the initial outpouring of support that comes in the wake of any large-scale disaster and that they were blessed to be able to assist in meeting them.

The truckload delivered Friday was filled with donations the dental practice collected from its clients and then matched. Bahama Road Veterinary Clinic from Bahama, just outside of Durham, pitched in with the dog food.

Red Cross Volunteer Lallita Andrews, the shelter manager, accepted the delivery. She noted that not only would the shelter clients benefit from the items but that members of the community who stop by for assistance would also be helped by the donation.

New Bern Mayor Dana Outlaw was also on hand to help offload the donations and thank the team for the delivery on behalf of the community.

Posted in Hurricane, New Bern

October 25th, 2018 by newbernpostadmin

The City of New Bern will resume downtown parking enforcement on Monday, Oct. 29.  Enforcement operations were suspended during the hurricane due to the widespread devastation of infrastructure and the impacts to city residents, families, businesses and nonprofit organizations.

For a refresher on downtown parking regulations, visitor parking lots, construction & emergency repair parking permits, and how to apply for a leased parking space, visit our Parking & Transportation page. On-street parking is enforced Monday through Friday from 8 a.m.-4 p.m.

The North Carolina Department of Health and Human Services is waiving fees for the replacement of vital records that were lost of damaged during hurricane Florence.  Go to https://vitalrecords.nc.gov/orderreplacement.htm for more information.

Posted in Hurricane, New Bern

October 25th, 2018 by newbernpostadmin

The City of New Bern has announced a final pass for hurricane Florence debris pickup.

All vegetative and construction demolition debris must be placed curbside before Monday, Nov. 5.  Contractor crews will start on that day and spend several days completing this final pass.

During a work session Tuesday, the Board of Aldermen discussed phasing out debris collection and supported this final pickup.

Residents are encouraged to collect all remaining storm debris and place it curbside, but not in the street, for pickup.  As a reminder, debris must be separated into three piles:  vegetative, construction demolition, and household appliances/electronics.  Push your piles as close to the curb as possible, away from power lines, so that our equipment can pick it up.

No new construction materials – wood, plywood, PVC, insulation, new appliance packaging – will be accepted.  Homeowners whose properties are undergoing new construction should have their contractor dispose of those materials at the landfill located at 7400 Old U.S. Highway 70 West.

Once final pickup is complete on a city street, that street will be inspected and certified by the contractor and the City.  ‘L

“As part of the closeout process, we will mark that street as complete, so the contractor knows – and we want to know – that they have hit every street in the city on their final pass,” said City Manager Mark Stephens.  If you feel your street has been missed during the final pass, please contact the Department of Public Works at 252-639-7501.

When the final pass is complete, Public Works will resume its regular weekly vegetative collection schedule.  Note that all debris placed curbside after the final pass must adhere to the City’s size and length restrictions: no greater than 5 inches in diameter and no longer than 5 feet in length.

Click here to visit the Public Works Leaf & Limb Information page on our website to review collection guidelines and find out when your scheduled pickup day is.

So far, contractor and mutual aid crews have collected 137,353 cubic yards of vegetative debris and 7,033 tons of construction debris within city limits.  Special thanks to our contractor Phillips & Jordan, city crews, and the cities and towns of Raleigh, Charlotte, Rocky Mount, Greenville, Hendersonville, Garner, Harrisburg, Wilson, and Salisbury for their assistance with debris collection.

Posted in Hurricane, New Bern

%d bloggers like this: